1 (416) 897 - 4840

GET APPROVED ON THE SPOT ON YOUR HISTORY NOT ON YOUR CREDIT SCORE
Go to Step 1

Step 1

Car Loan Application

Go to Step 2

Step 2

Loan Approval

Go to Step 3

Step 3

Dealer Connect

GUARANTEED APPROVAL! regardless of past credit issues.

About

Customer satisfaction is the very heart of our business
Value Customers, Honesty, Quality Service

On The Spot Financial was established to meet the needs of people who have had or currently having challenges in obtaining an automobile due to fixed income or only receiving other types of income such as Social Assistance Benefits, Disability income, Child Tax Benefits, Maternity Leave, and other. We are a customer-focused organization, here to help you get financing or leasing for a vehicle.

When you are ready to complete your car loan application, we are here to help you. Filling out the loan application does not have to be a difficult or intimidating process, even for drivers with bad credit......... Read more

  • Superior Service with Multiple Options

  • Speedy, professional service at Sharpest Rate !

  • Access to Over 50 Lenders !

  • Fast Approvals & Quick Closings

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