On the Spot Financial was established primarily to meet the needs of people who have had or are currently having challenges in obtaining an automobile due to fixed income or other situations; Social Assistance benefits, Unemployment benefits, Disability income, Bankruptcy, Child Tax Benefits, Maternity Leave and other.

On the Spot Financial is a customer focused organization, here to provide you with automobile leasing and financing services for your vehicle of choice. On the Spot also provides Credit Counseling Services.