On The Spot Financial was established to meet the needs of people who have had or currently having challenges in obtaining an automobile due to fixed income or only receiving other types of income such as Social Assistance Benefits, Disability income, Child Tax Benefits, Maternity Leave, and other. We are a customer-focused organization, here to help you get financing or leasing for a vehicle.
When you are ready to complete your car loan application, we are here to help you. Filling out the loan application does not have to be a difficult or intimidating process, even for drivers with bad credit......... Read more
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Lenders use codes on your credit report to show credit bureaus how you pay back debt. The code shows what kind of credit you’re using when you make payments. What Does a Credit Report Contain? Credit reports are used by financial institutions to show how responsible a person is borrowing money and paying it back. Read more about Decoding Your Credit History: How To Understand The Account Ratings On Your Credit Report[…]
Canadians with no credit or bad credit often have a more difficult time getting approved for loans. However, there are car dealerships that finance bad credit individuals and work with bad credit customers available, and they can help a person get affordable auto financing. Considering the minimum requirements to qualify for low credit car loans, Read more about How To Qualify For Car Financing With Bad Credit In Canada[…]
It’s the most wonderful time of the year – income tax season. It might be safe to assume that Canadians all over the country are preparing to, if they haven’t already, file their taxes for the previous year. Yum. Three key deductions that a lot of people don’t typically take advantage of – self-employment expenses, Read more about How To Claim Tax Back On Allowable Motor Vehicle Expenses[…]
According to the Government of Canada’s Service for People with Disabilities guide, approximately 3.6 million Canadians have one or more disability. Translated, one in eight Canadians require financial aid for either physical or mental health reasons. Applicants who qualify for financial aid receive a monthly income if they’re unable to work full-time and will typically Read more about How To Get Approved For The Lowest Car Loan Rates On Disability Or ODSP[…]