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Our Start Right Program

This program offers loans to new immigrants, visa workers and foreign workers no credit history required. To qualify for this program be working and have a valid work visa. If you would like to qualify for this program, proceed to our secured finance application now

Our New First Chance Approval

This program is designed for individuals who has not established any credit history but not interested in paying high interest for your first auto loan. If you have a cell phone and 6 months on the job, You are approved!!! no co-signers needed. It’s that simple. Qualify for this loan now

Reduce Your Interest Rate

Are you currently in a high interest rate car financing? Would you like to reduce or refinance your current loan? We have helped to reduce high interest auto loans to hundreds of customers and can help you as well. This program works well for customers who are paying high interest but has maintained good payment history for 6 months or more.

Our 3-Step Car Loan Process

Car Loan Application : Fill out the Apply Now form on this webpage and one of our Finance Managers will contact you immediately to continue your auto loan application. After the application is completed, we will shop around to our various lenders and fight to get you the lowest interest rate. We do not make any money off of the vehicle financing, so you can be rest assured that we will always be working on your behalf to get you the best deal. Please note that we will not pull your credit report until we speak with you.

On The Spot Financial

Our business is getting you an affordable auto loan regardless of your credit history. We emphasize on your history then your credit score. We understand good people get in to bad credit situation, we are here to get you an auto loan that tailored to your credit situation and help re-build your credit.

Even if you had been rejected at other places, we can get you approved with our partner financing. If you are in need of an auto loan? Need to rebuild your credit? Looking for a low interest auto loan? Looking to re-finance? Trade in your used vehicle with attractive finance option.

On The Spot Financial

301 Rexdale Blvd,
Etobicoke, ON
M9W 1R8

Sales:(647) 807-4840

Email Us:info@onthespotfinancial.com

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